Enter your monthly investment, years and expected return to calculate your the future investment value.
Enter the monthly investment amount. Choose the expected annual rate of return. Select the investment duration in months or years. Click Calculate to view your estimated total investment, total returns, and future value.
The formula to calculate the total accumulated value is:
S = ((1 + i)^n - 1) / i
Where:
In simple words, this formula tells you how much a series of regular investments will grow over time at a fixed interest rate.
This is a simple and powerful way to see how compounding works with regular investments.
A SIP (Systematic Investment Plan) calculator is an online tool that helps you estimate the future value of your monthly investments in mutual funds, based on your investment amount, duration, and expected returns.
Compounding is when your returns earn additional returns over time. In SIPs, each monthly investment grows, and the returns from earlier investments also generate returns, increasing the overall wealth.
Yes. Our SIP calculator is fully responsive, working seamlessly on desktops, tablets, and mobiles.
No. For one-time lump sum investments, please use our dedicated Lump Sum Calculator for accurate projections.
While the calculator handles one SIP at a time, you can calculate each SIP separately and combine the results to plan for multiple funds or investment goals.
Yes. You can pause or stop a SIP, but stopping early may affect your long-term returns. It’s best to review your goals before making changes.
Manual calculations are time-consuming and error-prone. The SIP calculator quickly provides accurate estimates, including compounded growth, in seconds.
Use the calculator to test different amounts, durations, and expected returns. This helps you align your SIP with your financial goals, whether it’s retirement, buying a house, or wealth creation.